Zakah - an intro

At the Sisters circle in Makki masjid, Longsight, Manchester I did part of the circle on zakah. I based it all on what I learnt at AlKauthar's Price of Salvation a month ago. Here are some of the notes. We did some interactive activities too but I left them out in these notes. Because I didn't cover all of the stuff, I'm finishing it off tomorrow insha'Allah. I'll type up the remainding notes tomorrow too insha'Allah.




INTRODUCTION
Zakah is a pillar of Islam. The general attitude towards zakah is that people avoid learning about it more than they avoid the other pillars of Islam; it seems too technical, too mathematical, too complicated, "irrelevant to me specifically" and so on. Thus people exert their efforts studying fiqh of salah, how to perform the rites of hajj, what the correct ‘aqeedah is, related Ramadan issues every year yet zakah is left out. Some may even argue that a pillar of Islam should be simple and straightforward but rather, precisely because it is a pillar upon which Islam is built that it is detailed and vast. There is a huge amount of misinformation about zakah and ignorance about such an important aspect of out deen should be removed. There are many wealth related issues for Muslims are affected with either directly and indirectly – e.g. riba, haram earnings or working in institutes involved in haram, new types of wealth that didn’t exist during the Prophet‘s (sal Allahu 'alaiyhi wa sallam) lifetime, pensions, taxes, poverty and Muslims need to know how zakah applies to these. Also learning about zakah gives us an understanding of financial and social responsibility in Islam and the role of the Islamic authorities as well as the general masses with regards to this.


DEFINITION
Zakah comes from the word zakaa which literally means to increase and grow. Linguistically means blessing, increase, purity and rectification. The legal meaning is it is an obligatory charity that is due annually.


THE RULING AND ORIGIN
The scholars are in consensus that zakah is obligatory but they differ on who zakah is obligatory on.


BASIC FACTS RELATED TO ZAKAH
Nisab means the minimum amount of wealth one has before zakah becomes obligatory.

Hawl means the lunar year that has to pass before zakah becomes obligatory.

There are different types of "wealth" – cash, precious metals, minerals, livestock, agricultural produce.

The goals of the shari'ah with regards to zakah is to give from our wealth to the poor without becoming poor or experiencing difficulty in the process. We can see that zakah is obligatory only on wealth that has the ability to grow and increase and on wealth that is considered above and beyond our needs.

Wealth is anything that people can gather, collect and benefit from and like to own.

Certain types of wealth did not have value in the time of the Prophet (sal Allahu 'alaiyhi wa sallam) e.g. diamonds, paper money.

Paper money used to be attached to gold and silver. However in reality this attachement doesn’t exist anymore hence the nisab for money is that which is more suitable for the poor i.e. nisab which is less, which is silver. The nisab of pure gold is 85g and the nisab of pure silver is 595g. Hence at the time of printing the nisab of money is approximately 207 pounds 30p.